SLP.- Con montos de 10 mil pesos a 20 millones de pesos y tasas de inter\u00e9s de cero a 13.9 por ciento, Gobierno del Estado pone en marcha esquemas de cr\u00e9dito tanto para emprendedores, como para Micro, Peque\u00f1as y Medianas Empresas (MIPyMES).<\/p>\n
Lo anterior es impulsado por la Secretar\u00eda de Desarrollo Econ\u00f3mico (SEDECO), la Secretar\u00eda de Finanzas y el Sistema de Financiamiento para el Desarrollo del Estado (SIFIDE).<\/p>\n
Desde el Ejecutivo Local fue se\u00f1alado que los proyectos de financiamiento se traducen en respaldo, para que cuando sea posible levantar las medidas de distanciamiento social se creen empleos y las afectaciones sean mitigadas.<\/p>\n
El cr\u00e9dito de 10 mil pesos que corresponde a emprendedores, consiste en aplicar tasa cero por pago puntual, sin garant\u00eda hipotecaria y un plazo de cuatro meses.<\/p>\n
Los pr\u00e9stamos de hasta 50 mil pesos para micro negocios tienen una tasa de seis por ciento, la cual puede bajar durante el primer a\u00f1o a cuatro por ciento.<\/p>\n
Ello debido al pago puntual y a trav\u00e9s de subsidio.<\/p>\n
El programa requiere garant\u00eda prendaria y el plazo de pago de 12 meses es prorrogable.<\/p>\n
Respecto los cr\u00e9ditos para peque\u00f1os negocios de hasta 150 mil pesos, se establece una tasa de 16 por ciento que por pago puntual puede disminuir a cuatro por ciento por medio de subsidio.<\/p>\n
El plazo de pago es 48 meses y un requisito es garant\u00eda prendaria o hipotecaria.<\/p>\n
En cuanto a los cr\u00e9ditos hacia Micro, Peque\u00f1as y Medianas Empresas (MIPyMES) se ofrece financiamiento de hasta 600 mil pesos, a tasas de 12 por ciento que el primer a\u00f1o pueden bajar a siete por ciento por pago puntual.<\/p>\n
El plazo del cr\u00e9dito son 48 meses y se necesita garant\u00eda hipotecaria.<\/p>\n
Adicionalmente existen cr\u00e9ditos MIPYMES IMPULSO de hasta 600 mil pesos con un subsidio que deriva en una tasa de siete por ciento; PYMES FONDO SAN LUIS de hasta dos millones de pesos; PYMES IMPULSO de hasta cinco millones de pesos y PYMES Moldes, Troqueles y Herramentales, de hasta 20 millones.<\/p>\n
El paquete completo de cr\u00e9ditos con respectivos requisitos y procesos de solicitud pueden ser consultados en sifide.gob.mx.<\/p>\n
Por: Paulina Rodr\u00edguez<\/p>\n","protected":false},"excerpt":{"rendered":"
SLP.- Con montos de 10 mil pesos a 20 millones de pesos y tasas de inter\u00e9s de cero a 13.9 por ciento, Gobierno del Estado pone en marcha esquemas de cr\u00e9dito tanto para emprendedores, como para Micro, Peque\u00f1as y Medianas Empresas (MIPyMES). Lo anterior es impulsado por la Secretar\u00eda de Desarrollo Econ\u00f3mico (SEDECO), la Secretar\u00eda 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