{"id":82328,"date":"2019-11-16T12:40:39","date_gmt":"2019-11-16T18:40:39","guid":{"rendered":"https:\/\/canal7slp.tv\/2019\/?p=82328"},"modified":"2019-11-16T12:40:39","modified_gmt":"2019-11-16T18:40:39","slug":"aplicaciones-digitales-facilitan-pagos-rapidos-y-confiables","status":"publish","type":"post","link":"https:\/\/canal7slp.tv\/2019\/aplicaciones-digitales-facilitan-pagos-rapidos-y-confiables\/","title":{"rendered":"Aplicaciones digitales facilitan pagos r\u00e1pidos y confiables"},"content":{"rendered":"<ul>\n<li style=\"text-align: justify\">No pierdas tiempo en filas kilom\u00e9tricas para un simple pago; las compras y servicios est\u00e1n al alcance de tu bolsillo<\/li>\n<\/ul>\n<p style=\"text-align: justify\">La evoluci\u00f3n tecnol\u00f3gica tiene un prop\u00f3sito b\u00e1sico: facilitarnos la vida. Y bajo esa premisa, cada vez son m\u00e1s las opciones que tienen los usuarios de tel\u00e9fonos celulares para realizar pagos de servicios y compras de manera r\u00e1pida y sencilla mediante aplicaciones m\u00f3viles.<\/p>\n<p style=\"text-align: justify\">D\u00eda con d\u00eda se suman nuevas herramientas que permiten adquirir toda clase de servicios en l\u00ednea, desde transporte y alimento hasta hacer transferencias e incluso realizar alg\u00fan tr\u00e1mite gubernamental.<\/p>\n<p style=\"text-align: justify\">Algunas de estas opciones son esfuerzos de las instituciones p\u00fablicas para impulsar el comercio electr\u00f3nico; otras est\u00e1n directamente vinculadas con la empresa cuyos servicios se quieren adquirir y muchas otras sirven de intermediarios entre comercios, bancos y usuarios.<\/p>\n<p style=\"text-align: justify\">Sin embargo, no todos saben c\u00f3mo usar estas herramientas y otros se muestran ampliamente desconfiados por llevar su dinero a internet.<\/p>\n<p style=\"text-align: justify\">Y para no desperdiciar por m\u00e1s tiempo la oportunidad de sacar provecho a aplicaciones que han demostrado ser confiables o son desarrolladas por instituciones serias, a continuaci\u00f3n te presentamos opciones para realizar pagos de manera electr\u00f3nica, y que pueden ayudar a hacer de esta edici\u00f3n del Buen Fin una experiencia m\u00e1s simple y agradable.<\/p>\n<p style=\"text-align: justify\">CoDi<\/p>\n<p style=\"text-align: justify\">Desarrollada por el Banco de M\u00e9xico, CoDi utiliza el Sistema de Pagos Electr\u00f3nicos Interbancarios (SPEI) para realizar pagos en cuesti\u00f3n de segundos a trav\u00e9s de internet. La aplicaci\u00f3n es, b\u00e1sicamente, una extensi\u00f3n de SPEI y est\u00e1 abierta a todos los usuarios que quieran utilizarla. Utiliza c\u00f3digos QR para detectar el monto de la transacci\u00f3n. Por ejemplo, el c\u00f3digo puede estar impreso sobre un producto para determinar su precio, de manera que sea le\u00eddo por un tel\u00e9fono celular y as\u00ed se haga la transacci\u00f3n por el precio del producto.<\/p>\n<p style=\"text-align: justify\">Por otro lado, tambi\u00e9n utiliza la tecnolog\u00eda NFC para transmitir informaci\u00f3n entre dos dispositivos (el del vendedor y el comprador, en este caso) con s\u00f3lo acercar los dos aparatos. El prop\u00f3sito de la aplicaci\u00f3n es facilitar el comercio electr\u00f3nico al no requerir de una terminal para tarjetas bancarias. Esto hace que los negocios (sobre todo los peque\u00f1os) se ahorren el cobro por el uso de la terminal y que los usuarios no gasten la comisi\u00f3n por el uso de la tarjeta.<\/p>\n<p style=\"text-align: justify\">PayPal<\/p>\n<p style=\"text-align: justify\">Fue uno de los primeros sistemas para pagos electr\u00f3nicos que surgieron. PayPal es b\u00e1sicamente una billetera electr\u00f3nica que protege la informaci\u00f3n bancaria de sus usuarios mediante un sistema de encriptaci\u00f3n de datos, de manera que el usuario no requiere compartir sus referencias financieras con terceros. Los usuarios de PayPal requieren habilitar una cuenta en la p\u00e1gina web de la compa\u00f1\u00eda, y pueden elegir entre pagar utilizando su cuenta bancaria o su tarjeta. Una vez que \u00e9sta se ha creado, el usuario puede hacer compras en p\u00e1ginas web que tengan la opci\u00f3n de pagar con Paypal. Al seleccionar la opci\u00f3n se abre el portal de la empresa para que el usuario inicie sesi\u00f3n en ella y confirme el pedido que realiz\u00f3.<\/p>\n<p style=\"text-align: justify\">Swap<\/p>\n<p style=\"text-align: justify\">Una herramienta digital de origen mexicano. Swap vuelve mucho m\u00e1s sencillo el hacer una transferencia bancaria, ya que se apoya de WhatsApp para lograrlo. El usuario puede chatear y enviar dinero a la persona con la que conversa mediante una opci\u00f3n en el teclado de su tel\u00e9fono para determinar el monto a transferir. El destinatario recibe una liga en la que se le solicitan sus datos bancarios y, una vez que los introduce, la transferencia se ejecuta.<\/p>\n<p style=\"text-align: justify\">Pagamobil<\/p>\n<p style=\"text-align: justify\">Es una aplicaci\u00f3n de descarga gratuita que permite pagar los recibos de m\u00e1s de 50 servicios como tel\u00e9fono, televisi\u00f3n por cable e internet, y se utiliza mediante el registro de tarjetas de cr\u00e9dito o debido, o bien con una cuenta de PayPal. Una vez descargada la aplicaci\u00f3n, \u00e9sta escanea el c\u00f3digo de barras del recibo y hace el pago con el m\u00e9todo que el usuario haya seleccionado. Cada vez que se realiza una transacci\u00f3n, la herramienta notifica al usuario, ya sea a su correo electr\u00f3nico o al tel\u00e9fono. Otra de sus ventajas es que puede ofrecer descuentos especiales por parte de los comercios que est\u00e1n afiliados a ella. Sin embargo, hay una desventaja y es que cobra comisiones seg\u00fan los montos a pagar.<\/p>\n<p style=\"text-align: justify\">CLAVES<\/p>\n<p style=\"text-align: justify\">Estas son algunas de las ventajas de las aplicaciones para realizar pagos<\/p>\n<p style=\"text-align: justify\">Rapidez. Una transferencia bancaria o el pago de un recibo antes implicaba que te desplazaras hasta una sucursal. Hoy, este proceso demora escasos segundos.<\/p>\n<p style=\"text-align: justify\">Seguridad. La utilizaci\u00f3n de tecnolog\u00eda para encriptar datos vuelve bastantes seguros los pagos electr\u00f3nicos, con el beneficio extra de no tener que cargar con grandes cantidades de efectivo.<\/p>\n<p style=\"text-align: justify\">Sencillez. Las aplicaciones est\u00e1n dise\u00f1adas para tener una interfaz sencilla, incluso para aquellos usuarios que afirman tener dificultades con la tecnolog\u00eda.<\/p>\n<p style=\"text-align: justify\">Portabilidad. Debido a que se trata de aplicaciones m\u00f3viles, las transacciones y pagos se pueden hacer desde cualquier lugar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No pierdas tiempo en filas kilom\u00e9tricas para un simple pago; las compras y servicios est\u00e1n al alcance de tu bolsillo La evoluci\u00f3n tecnol\u00f3gica tiene un prop\u00f3sito b\u00e1sico: facilitarnos la vida. Y bajo esa premisa, cada vez son m\u00e1s las opciones que tienen los usuarios de tel\u00e9fonos celulares para realizar pagos de servicios y compras de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":82329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[98],"tags":[],"class_list":["post-82328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aplicaciones digitales facilitan pagos r\u00e1pidos y confiables - Canal 7 SLP - 2019<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/canal7slp.tv\/2019\/aplicaciones-digitales-facilitan-pagos-rapidos-y-confiables\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aplicaciones digitales facilitan pagos r\u00e1pidos y confiables - Canal 7 SLP - 2019\" \/>\n<meta property=\"og:description\" content=\"No pierdas tiempo en filas kilom\u00e9tricas para un simple pago; las compras y servicios est\u00e1n al alcance de tu bolsillo La evoluci\u00f3n tecnol\u00f3gica tiene un prop\u00f3sito b\u00e1sico: facilitarnos la vida. 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