M\u00e9xico.- El ahorro voluntario para el retiro alcanz\u00f3 la cifra r\u00e9cord de 82 mil 563.8 millones de pesos al cierre de julio de 2019, lo que represent\u00f3 un incremento de 24.4 por ciento respecto al mismo periodo de 2018.<\/p>\n
De acuerdo con datos actualizados de la Comisi\u00f3n Nacional del Sistema de Ahorro para el Retiro (Consar), pese a ese aumento, las aportaciones que hacen los trabajadores de forma voluntaria para su retiro solo representan 2.21 por ciento del total de dinero que operan las Administradoras de Fondos para el Retiro (Afores).<\/p>\n
En julio pasado, el ahorro voluntario (que incluye aportaciones voluntarias, aportaciones complementarias de retiro, ahorro de largo plazo y solidario), mostr\u00f3 un crecimiento de 2.47 por ciento frente a junio pasado, con lo que sum\u00f3 nueve meses consecutivos de alzas, tras la ca\u00edda que tuvo en octubre pasado, uno de los meses de mayor baja para todo el Sistema de Ahorro para el Retiro.<\/p>\n
Sin embargo, en su comparaci\u00f3n anual, las aportaciones voluntarias tuvieron un incremento de 24.4 por ciento en comparaci\u00f3n con julio de 2018, equivalente a 16 mil 193.7 millones de pesos de incremento.<\/p>\n
\n
De los 82 mil 563.8 millones de pesos de ahorro que se tuvieron al cierre de julio, 67.7 por ciento (equivalente a 55 mil 881.4 millones de pesos) correspondi\u00f3 a las aportaciones voluntarias de trabajadores que cotizan al Instituto Mexicano del Seguro Social (IMSS) o trabajadores independientes.<\/p>\n
En tanto, 32.3 por ciento del total (que significa 26 mil 682.4 millones de pesos) representa el Ahorro Solidario que hacen quienes cotizan en el Instituto de Seguridad y Servicios Sociales para Trabajadores del Estado (ISSSTE).<\/p>\n
Las aportaciones voluntarias para el retiro toman relevancia debido a que se prev\u00e9 que con el ahorro obligatorio que se hace a las cuentas de Afore, las pensiones para los mexicanos ser\u00e1n de apenas 30 por ciento del \u00faltimo salario.<\/p>\n
Actualmente, todos los mexicanos incluyendo a los que laboran en la informalidad y los menores de edad pueden tener una cuenta en una Afore y hacer aportaciones para su retiro por diferentes v\u00edas, desde el celular o dispositivos m\u00f3viles hasta dep\u00f3sitos en ventanilla.<\/p>\n
Para quienes deseen hacerlo por medio de un dispositivo m\u00f3vil, deben descargar la aplicaci\u00f3n Transfer o se puede hacer una aportaci\u00f3n v\u00eda mensaje SMS, tambi\u00e9n por medio de la aplicaci\u00f3n AforeM\u00f3vil pueden ahorrar desde 50 pesos.<\/p>\n
Tambi\u00e9n se puede hacer domiciliaci\u00f3n electr\u00f3nica, es decir, que cada mes se hace un cargo a una tarjeta de d\u00e9bito y en ese caso las aportaciones van desde 100 pesos hasta 50 mil pesos.<\/p>\n
Adem\u00e1s se pueden hacer aportaciones por su cuenta en ventanillas de sucursales de las Afores o por sus p\u00e1ginas de Internet, aunque hay algunas que no tienen este servicio como Afore Azteca, Citibanamex, Coppel y PensionISSSTE.<\/p>\n
Otra alternativa es hacer dep\u00f3sitos en las tiendas de conveniencia (7-Eleven, C\u00edrculo K, Extra, Chedraui, Farmacias del Ahorro, Sucursales Telecomm, PuntoRecarga (a partir de 50 pesos), incluso en las tiendas peque\u00f1as que participan en la red Yastas<\/p>\n<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"
M\u00e9xico.- El ahorro voluntario para el retiro alcanz\u00f3 la cifra r\u00e9cord de 82 mil 563.8 millones de pesos al cierre de julio de 2019, lo que represent\u00f3 un incremento de 24.4 por ciento respecto al mismo periodo de 2018. De acuerdo con datos actualizados de la Comisi\u00f3n Nacional del Sistema de Ahorro para el Retiro […]<\/p>\n","protected":false},"author":2,"featured_media":50027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[98],"tags":[],"class_list":["post-50026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzas"],"yoast_head":"\n
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